246 Cross Drive

Monterey, TN
$ 599,900 Beds 3 Baths 2.5 Sq 2,594
Monthly Estimate* How much can I afford?

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

Active

  • Price
  • $ 599,900
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CUMBERLAND
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 5.15 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,594
  • Year Built
  • 2005
  • Taxes
  • $ 1316
  • Style
  • Log
  • MLS#
  • 3285769
Listed By: The Real Estate Collective - Crossville;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2594
Sewer Septic Tank
Heating Central,Electric,Propane
Cooling Wall/Window Unit(s),Central Air
Utilities Electricity Available,Water Available
Possession Close Of Escrow
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Washer
HOA Fee 525
Garage Spaces 2
Patio/Porch Features Deck,Porch,Covered
Architectural Style Log
Security Features Smoke Detector(s)
Construction Materials Log
Year Built 2005
Stories Count 2
Topography Wooded,Level
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County,TN
New Construction No
Property Type Residential
Attached Garage No
Energy Efficient Water Heater,Windows
Subdivision Name Cumberland Lakes
Garage Y/N Yes
Full Baths 2
Status Active
Directions From Crossville west of I-40 to exit 311,left on Plateau Rd,1.4 miles to right on Hwy 70N,1.8 miles to right on Mayland Loop,right on Jim Garrett Road,4 miles to right on Cumberland Lakes Drive,1.7 m
City Monterey
Senior Community Y/N No
Lot Size Units Acres
Carport Spaces 1
Carport Y/N Yes
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 1316
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features Washer Hookup,Electric Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Lot Features Wooded,Level
Water Source Public
Total Parking 3
Lot Size Area 5.15
Building Area Total 2594
Lot Dimensions 813.1 X 312.9 IRR
Lot Size Acres 5.15
Lot Size Source Assessor
Waterfront Y/N No
Covered Spaces 3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $599,900

Property vs Zip Code Average in 38574

Price
AVG $450K
$600K
Taxes
AVG $1,050
$1,316
Year Built
AVG 2002
2005
Visits
AVG 36
8
Data Provided by Inside Real Estate®

Areas That We Cover

246 Cross Drive Monterey, TN is a Single Family Home for sale at $599900 with 2594 sqft and a lot size of 5.15 Acres Acre(s). 246 Cross Drive Monterey has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.